Your world in focus.
We can help finance your home for any stage in life.
Get Started!
Complete an application today to take the first step in buying, building, or refinancing your home. Our mortgage team can help you get pre-qualified, figure out an amount you can afford, find the right mortgage loan program, and finalize the paperwork along the way. Click the "START NEW APPLICATION" button to fill out your application.
LOCAL AND EXPERIENCED MORTGAGE TEAM
The Magnifi Financial mortgage loan department offers a wide array of mortgage loan programs, very competitive home loan rates, and a friendly face helping you the whole way. Our knowledgeable lenders will help you decide the mortgage loan solution that best meets your needs. The team will help guide you through the entire process, from application to closing.
TOP-RATED MORTGAGE EXPERIENCE
Members love our mortgage lenders! We have received a 4.8 out of 5 star rating for the mortgage experience. Plus, Magnifi Financial is the #1 mortgage lender in Stearns and Todd county in Minnesota with the highest number of loan closings!
SAME-DAY MORTGAGE PRE-QUALIFICATION
Why is a mortgage pre-qualification so important? You'll be able to know how much house you can afford when you're on the hunt for finding the right home. It'll be easier to make an offer on a house when you find it. You'll also be able to speed up the mortgage loan processing time when your offer is accepted.
Our pre-qualification process is easy! Simply fill out an application and your local mortgage lender will reach out to you with your pre-qualified amount and any other details.
APPLY ONLINE
Your first step is to start your mortgage loan application online. Fill out as much information that you are able to and our lenders can work with you on the rest. If you need to, you can save the application and come back to it at a later time.
TEAMWORK
Our mortgage lenders will reach out to you after submitting your loan application. They will work with you to find the right loan program fit for your situation. You will also be able to log into your home loan portal account and upload documents securely during this step.
CLOSING TIME
Some say this step is the best feeling, when you hear the words, "you're clear to close!" After your mortgage lender guides you through the application and you supply the necessary documents, you get to close on your new home. Start packing your boxes!